:root{
  --ink:#101014;--ink-2:#17171c;--paper:#f7f4ed;--white:#fff;--muted:#69686f;
  --gold:#c69a3c;--gold-2:#e2c46b;--red:#c61f2b;--line:rgba(16,16,20,.12);
  --shadow:0 24px 70px rgba(13,13,17,.13);--radius:24px;--max:1180px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.6}
a{color:inherit}.container{width:min(var(--max),calc(100% - 40px));margin:0 auto}.skip-link{position:absolute;left:-9999px;top:8px;background:#fff;padding:10px 14px;z-index:999}.skip-link:focus{left:8px}
.site-header{position:sticky;top:0;z-index:50;background:rgba(247,244,237,.88);backdrop-filter:blur(18px);border-bottom:1px solid rgba(16,16,20,.08)}
.nav-shell{width:min(1240px,calc(100% - 32px));min-height:80px;margin:auto;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand img{display:block;width:235px;height:auto}.nav-links{display:flex;align-items:center;gap:24px;font-size:.95rem;font-weight:650}.nav-links a{text-decoration:none}.nav-links a:hover{color:#8a651d}.nav-cta{background:var(--ink);color:#fff!important;padding:11px 16px;border-radius:999px}.nav-toggle{display:none;border:0;background:transparent;padding:8px}.nav-toggle span:not(.sr-only){display:block;width:24px;height:2px;background:var(--ink);margin:5px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#0a0a0d 0%,#17161b 58%,#24211b 100%);color:#fff;padding:92px 0 84px}.hero:after{content:"";position:absolute;inset:auto 0 0;height:4px;background:linear-gradient(90deg,#111 0 33.3%,var(--red) 33.3% 66.6%,#ddb34a 66.6% 100%)}.hero-glow{position:absolute;border-radius:50%;filter:blur(2px);pointer-events:none}.hero-glow-one{width:480px;height:480px;right:-120px;top:-140px;background:radial-gradient(circle,rgba(226,196,107,.20),transparent 68%)}.hero-glow-two{width:430px;height:430px;left:-240px;bottom:-180px;background:radial-gradient(circle,rgba(198,31,43,.12),transparent 70%)}.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.25fr .75fr;gap:70px;align-items:center}.eyebrow{margin:0 0 14px;text-transform:uppercase;letter-spacing:.18em;font-size:.78rem;font-weight:800;color:#b5872e}.hero .eyebrow{color:var(--gold-2)}h1,h2,h3{line-height:1.06;margin-top:0}h1{font-family:Georgia,"Times New Roman",serif;font-size:clamp(3.2rem,7vw,6.6rem);letter-spacing:-.045em;margin-bottom:24px;max-width:830px}.lead{font-size:1.22rem;color:#d7d5db;max-width:760px}.button-row{display:flex;flex-wrap:wrap;gap:12px;margin:32px 0}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 20px;border-radius:999px;text-decoration:none;font-weight:800;border:1px solid transparent;cursor:pointer;font:inherit}.btn-primary{background:linear-gradient(135deg,var(--gold-2),#b88624);color:#17120a;box-shadow:0 10px 30px rgba(198,154,60,.22)}.btn-primary:hover{transform:translateY(-1px)}.btn-secondary{border-color:rgba(255,255,255,.25);color:#fff;background:rgba(255,255,255,.05)}.trust-strip{display:flex;flex-wrap:wrap;gap:10px;color:#bdbbc3;font-size:.88rem}.trust-strip span:before{content:"•";color:var(--gold);margin-right:8px}
.hero-card{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.13);border-radius:28px;padding:30px;box-shadow:0 26px 90px rgba(0,0,0,.30)}.mini-label{font-size:.72rem;letter-spacing:.18em;font-weight:900;color:var(--gold);margin:0 0 10px}.hero-card h2{font-size:2rem;margin-bottom:22px}.quick-links{display:grid;gap:10px}.quick-links a{display:flex;justify-content:space-between;gap:20px;padding:14px 16px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.09);border-radius:15px;text-decoration:none;color:#f2f0f4;font-weight:650}.quick-links a:hover{border-color:rgba(226,196,107,.55);background:rgba(226,196,107,.08)}.small-note{font-size:.86rem;color:#77747e}.hero-card .small-note{color:#aeadb4;margin:18px 2px 0}
.proof-band{background:#fff;border-bottom:1px solid var(--line)}.proof-grid{display:grid;grid-template-columns:repeat(4,1fr)}.proof-grid div{padding:26px 18px;border-right:1px solid var(--line)}.proof-grid div:last-child{border-right:0}.proof-grid strong,.proof-grid span{display:block}.proof-grid strong{font-size:1.08rem}.proof-grid span{font-size:.82rem;color:var(--muted);margin-top:3px}
.section{padding:96px 0}.section-heading{max-width:850px;margin-bottom:42px}.section-heading h2,.deposit-grid h2,.help-grid h2{font-family:Georgia,"Times New Roman",serif;font-size:clamp(2.5rem,5vw,4.4rem);letter-spacing:-.035em;margin-bottom:18px}.section-heading>p:last-child{font-size:1.08rem;color:var(--muted)}
.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.service-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:26px;min-height:280px;display:flex;flex-direction:column;box-shadow:0 14px 40px rgba(13,13,17,.04)}.service-card.featured{background:linear-gradient(160deg,#fff 0%,#fff9e8 100%);border-color:rgba(198,154,60,.45)}.service-icon{display:grid;place-items:center;width:46px;height:46px;border-radius:14px;background:#121216;color:var(--gold-2);font-size:1.2rem;font-weight:900;margin-bottom:22px}.service-card h3{font-size:1.3rem;margin-bottom:12px}.service-card p{color:var(--muted);margin:0 0 22px}.service-card a{margin-top:auto;text-decoration:none;font-weight:800;color:#8a651d}
.deposit-section{background:#111116;color:#fff}.deposit-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:64px;align-items:center}.lead-sm{color:#c9c7cd;font-size:1.08rem}.notice{margin:28px 0 10px;padding:18px 20px;border-left:3px solid var(--gold);background:rgba(255,255,255,.06);border-radius:0 14px 14px 0}.notice strong,.notice span{display:block}.notice span{color:#bdbac3;font-size:.92rem;margin-top:5px}.calculator-card{background:#fff;color:var(--ink);border-radius:28px;padding:32px;box-shadow:0 30px 80px rgba(0,0,0,.28)}.calculator-card label{display:block;font-weight:750;margin:16px 0 7px}.input-wrap{display:flex;align-items:center;border:1px solid #ddd9cf;border-radius:14px;background:#fbfaf7}.input-wrap span{padding-left:14px;font-weight:800;color:#807c73}.input-wrap input,.calculator-card select{width:100%;border:0;background:transparent;padding:14px;font:inherit;outline:none}.calculator-card select{border:1px solid #ddd9cf;border-radius:14px;background:#fbfaf7}.calc-result{margin-top:24px;padding:22px;background:#111116;color:#fff;border-radius:18px}.calc-result span,.calc-result strong{display:block}.calc-result span{font-size:.8rem;color:#aaa8b0;text-transform:uppercase;letter-spacing:.1em}.calc-result strong{font-family:Georgia,serif;font-size:2.6rem;color:var(--gold-2);margin-top:4px}.calculator-card>p:last-child{font-size:.8rem;color:var(--muted)}
.guides{background:#fff}.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.guide-grid article{border-top:3px solid var(--gold);padding:28px 24px;background:#f8f6f0;min-height:250px}.guide-tag{font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:#8a651d;font-weight:850}.guide-grid h3{font-family:Georgia,serif;font-size:1.7rem;margin:14px 0}.guide-grid p{color:var(--muted)}.guide-grid a{text-decoration:none;font-weight:800;color:#8a651d}
.help-section{background:#efebe1}.help-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:58px;align-items:start}.check-list{list-style:none;padding:0;margin:30px 0}.check-list li{margin:11px 0;padding-left:28px;position:relative}.check-list li:before{content:"✓";position:absolute;left:0;color:#8a651d;font-weight:900}.form-card{background:#fff;border:1px solid rgba(16,16,20,.1);border-radius:24px;padding:28px;box-shadow:var(--shadow)}.form-card label{display:block;font-weight:750;font-size:.9rem;margin-bottom:14px}.form-card input,.form-card select,.form-card textarea{width:100%;margin-top:7px;border:1px solid #d9d4ca;border-radius:12px;background:#fcfbf8;padding:13px 14px;font:inherit;color:var(--ink)}.form-card textarea{resize:vertical}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}.consent{display:flex!important;gap:10px;align-items:flex-start;font-weight:500!important;color:#5d5a62}.consent input{width:auto;margin-top:4px}.wide{width:100%;border:0}.hidden-field{position:absolute;left:-9999px}.form-note{font-size:.78rem;color:var(--muted);margin:12px 0 0}.form-note a{color:#785816}
.business-section{background:#fff}.partner-offers{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.partner-offers article{padding:28px;border:1px solid var(--line);border-radius:22px}.partner-offers article>span{font-family:Georgia,serif;font-size:2.3rem;color:#d6c38f}.partner-offers h3{font-size:1.4rem;margin:12px 0}.partner-offers p{color:var(--muted)}.partner-offers strong{display:block;margin-top:18px;color:#7a5918}.business-form-wrap{display:grid;grid-template-columns:1fr 1fr;gap:54px;align-items:start;margin-top:54px;padding-top:48px;border-top:1px solid var(--line)}.business-form-wrap h3{font-family:Georgia,serif;font-size:2rem}.compact{box-shadow:none;background:#f8f6f0}
.disclaimer-section{padding-top:28px;background:#fff}.disclaimer{border-top:1px solid var(--line);padding-top:34px;color:#6a676f;font-size:.86rem}.disclaimer h2{font-size:1rem;text-transform:uppercase;letter-spacing:.14em;color:#2d2c31}
footer{background:#0b0b0e;color:#d0ced5;padding:58px 0 24px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px}.footer-grid img{width:245px;filter:brightness(0) invert(1)}.footer-grid p{color:#94919b}.footer-grid>div:not(:first-child){display:grid;align-content:start;gap:8px}.footer-grid strong{color:#fff;margin-bottom:6px}.footer-grid a{text-decoration:none;color:#aaa7b1}.footer-grid a:hover{color:var(--gold-2)}.footer-bottom{margin-top:38px;padding-top:18px;border-top:1px solid rgba(255,255,255,.1);display:flex;justify-content:space-between;font-size:.8rem;color:#77747f}
@media(max-width:900px){.nav-toggle{display:block}.nav-links{position:absolute;left:16px;right:16px;top:76px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px;display:none;flex-direction:column;align-items:stretch;box-shadow:var(--shadow)}.nav-links.open{display:flex}.hero{padding-top:64px}.hero-grid,.deposit-grid,.help-grid,.business-form-wrap{grid-template-columns:1fr;gap:38px}.proof-grid{grid-template-columns:1fr 1fr}.service-grid,.guide-grid,.partner-offers{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}
@media(max-width:620px){.container{width:min(100% - 28px,var(--max))}.brand img{width:200px}.hero{padding:48px 0 64px}h1{font-size:3.3rem}.section{padding:72px 0}.service-grid,.guide-grid,.partner-offers,.form-row,.footer-grid{grid-template-columns:1fr}.proof-grid{grid-template-columns:1fr 1fr}.proof-grid div:nth-child(2){border-right:0}.proof-grid div{border-bottom:1px solid var(--line)}.footer-grid>div:first-child{grid-column:auto}.footer-bottom{gap:10px;flex-direction:column}.business-form-wrap{padding-top:34px}}